Consumer Credit Counseling Service

This organization has offices around the country and it provides many services to first time home buyers, including credit and comprehensive housing counseling. These services are confidential and free of charge. CCCS offices can pre-qualify buyers and talk about various mortgage types and may be able to tap you into affordable housing programs.

American CCCS offices listed by state:

Alabama
777 S. Lawrence Street #101 • Montgomery Alabama
Phone: (334) 265-8545

Although not a federal or state agency, CCCSA is recognized by both governments and is a Department of Housing and Urban Development Certified Housing Counseling Agency.

Arizona
Regional Headquarters - 722 East Osborn Rd., # B200 • Phoenix Arizona
Phone: (866) 889-9347

Consumer Credit Counseling Services Southwest (CCCS Southwest) can help you overcome the burden of debt, by providing you with the tools and resources that you need to achieve financial freedom.

Arkansas
628 West Broadway, Suite 203. • North Little Rock, Arkansas
Phone: (800) 255-2227

CCCS is a program of Family Service Agency, Inc. that provides money management counseling to individuals and families including housing counseling for families experiencing mortgage default as well as classes on how to be the first time home buyer, and others including classes in consumer education.

California (Orange County)
1920 Old Tustin Ave. • Santa Ana, CA 92705
Phone: (800) 213-2227

Before you commit yourself to one of the biggest credit purchases of your life, CCCS of Orange County would like to help you find the answer. They'll also give you hints on how to get ready for the home buying process by reviewing your credit history, saving for your down payment and establishing a relationship with your bank.


California (Oakland)
Regional Headquarters - 7677 Oakport St., Suite 210 • Oakland California
Phone: (866) 889-9347

headquartered in Oakland, California. With counseling offices in Alameda, Contra Costa and Solano Counties, CCCS provides members of these communities with a variety of low-cost services.

Colorado
1247 Riverside Avenue • Fort Collins, CO 80524
Phone: (970) 229-0695

CHAFA and HUD approved curriculum. CCCS is HUD certified to provide housing counseling. If you start to fall behind on mortgage payments, contact one of the housing counselors right away. Is owning a home in your future? Attend their first-time home buyer class.

Delaware
1515 Market Street, Suite 1325 • Philadelphia, PA 19102
Phone: (800) 989-2227

CCCSDV provides non-profit community service and is dedicated to delivering professional consumer credit education, confidential counseling and debt reduction programs to all segments of the community regardless of their ability to pay.

Florida
3670 Maguire Boulevard, Suite 103 • Orlando, FL 32803
Phone: (800) 984-0977

The Consumer Credit Counseling Service (CCCS) of Central Florida & The Florida Gulf Coast, Inc. is a nonprofit and accredited organization dedicated to financial wellness striving to provide the finest professional financial counseling and education services. Over the past 30 years, They've helped thousands become new homeowners, bounce back from debt, rebuild their credit and ultimately achieve financial wellness.

Georgia
100 Edgewood Avenue  Suite 1800 • Atlanta, GA 30303
Phone: (800) 251-2227

Offering free credit counseling and a nonprofit debt management programs, They have 18 locations throughout Greater Atlanta, GA, Florida, Mississippi and Tennessee regions.

Idaho
1090 N Cole Rd • Boise Idaho 83704
Phone: (888) 455-0200

The Consumer Credit Counseling Services of Idaho Provides non-profit community service dedicated to delivering financial solutions for everyday living, through professional consumer credit education, confidential counseling, debt reduction and money management programs, to all segments of the population regardless of ability to pay.

Illinois
70 East Lake St., Suite 1115 • Chicago Illinois
Phone: (866) 889.9347

A nonprofit, community service organization headquartered in Chicago, IL. The professional credit counselors and education team are dedicated to helping consumers learn how to manage their money more effectively and solve their financial problems.

Indiana (Northwest Indiana)
3637 Grant Street • Gary, IN 46408
Phone: (800) 982-4801

The Consumer Credit Counseling Service of Northwest Indiana, Inc. is a non-profit community action organization.

The American Consumer Credit Counseling Service (CCCS) is a nonprofit, community service agency whose services are open to all members of the community. CCCS provides free, confidential budget counseling, community-wide education programs in money management, debt management programs for consumers who are overextended and comprehensive housing counseling.

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